November EOM Update

Total dividends received was: $336.74. This is 1760.44% over my November 2014 dividends received of $18.10. 

Charts

Purchases:

Taxable:

• initiate position in OZRK @54.15 per share
• initiate position in NVDA @31.12 per share
• initiate position in POT @19.68 per share
• initiate position in BBL @24.60 per share
• initiate position in RDSB @50.49 per share
• add to LCI

401k:

• no stock purchases, only added to target date fund 

Loyal 3:

• added to HSY

October EOM Update

Oops I've been traveling for work and failed to do an update. So here it is. Better late than never.

Total dividends received was: $193.16. This is 838.58% over my October 2014  dividends received of $20.58. Like I mentioned in last month's update I started this DGI journey 2nd half of 2014 so I'll receive less giant % differences starting in January 2016. Also not sure if I've mentioned it before or lately but I have exceeded my 2015 goal of $1500.00 in dividends.  I've set a pretty aggressive target for 2016 ($3600.00) so we'll see how I do.

Charts

Purchases:

Taxable:

• added to CAT @65.53 per share
• initiate position in LCI @46.60 per share
• initiate position in SBNY @142.3999 per share
• initiate position in WMT @60.065 per share

401k:

• no stock purchases, only added to target date fund 

Loyal 3:

• added to KO
• added to KHC
• bought FDC @16.00 per share (speculative - no plans to add more)
• bought WMT @59.00 per share

WMT Purchase

While I'm not a fan of Walmart personally, I like deals.  So I bought

12 shares @$60.73 in my taxable account  (10/14/15) and  8.4746 shares @$59.00 in my Loyal 3 account (10/16/15).

This adds $40.13 to my yearly forward dividend income.

September EOM Update

Another month down. Like everyone else the portfolios are in the red which is no fun but it did open up the possibility for buying opportunities and I took a few during the downturn. I actually wish I had more cash to deploy, everything I like is on sale.

Total dividends received was: $234.72. This is 4904.69% over my September 2014  dividends received of $4.69. This isnt super interesting as I started the DGI journey late in 2014 but I'm excited to finally start having data to compare against and I'm excited to compare 2015 to 2016.

Charts:

Purchases:

Taxable:

• added to XOM @72.55 per share
• added to TEF @13.75 per share
• initiate position in IDV @28.69 per share
• initiate position in EMR @47.10 per share
• initiate position in CAT @73.90 per share

401k:

• bought OHI @33.20 per share

Loyal 3:

• added to TGT 
• added to UL
• added to KO

August EOM Update

Another month down. Like everyone else the portfolios are in the red which is no fun but it did open up the possibility for buying opportunities and I took a few during the downturn. I actually wish I had more cash to deploy, everything I like is on sale.

Total dividends received was: $300.74 -this was the first month I received over $300 in dividends. I'm not counting July with the Kraft special payment. I'm officially over my goal for the year this month which is awesome since we have another quarter to go.

Charts:

Purchases:

Taxable:

• added to KO @38.17 per share
• added to BMO @50.77 per share
• added to WPK @23.40 per share
• initiate position in GSK @44.05 per share
• sold BBL at a loss - not happy about the emotional decision :-/ 
• considering a reentry due to dividend yield but have to wait the 30days to not have a wash sale, plus i had buyers remorse since i bought it hence the sale. dunno. thoughts?

401k:

• initiate position in STAG @19.39 per share

Loyal 3:

• added to DIS 
• added to HSY
• added to INTC
• added to BUD
• added to FTR

Reading: I have a lot of DGI type blogs in the feed but my favorite reads this month are:

http://theconservativeincomeinvestor.com/2015/08/28/2207/

and

http://www.dividendgrowthinvestor.com/2015/09/the-value-of-dividend-growth-in.html

http://www.dividendgrowthinvestor.com/2015/08/a-dividend-portfolio-for-early-retirees.html

Thanks for reading

-CG

Keeping Your Eye On The Prize

Before last year I never really had a budget.  Starting in 2014 I started using YNAB.

I won't go so far as to say it changed my life but establishing an amount of money to spend each month for a category and then watching that allocation get adjusted multiple times per month has really helped me.  I really don't like seeing when I spend over my allocation (because I manually enter all my transactions) and the YNAB method puts it squarely in your face so you can be really aware that you went over.

Couple this with Loyal3 where I get to send any money for the month I didn't use there to buy more stock == double win.  This year I've been able to see and track my net worth grow and even though everyone's portfolios took massive hits this month, my net worth increased. It's really a good feeling.

Net worth tracking since May 14 via YNAB

July EOM Wrapup

Survived another month!

July was especially fun with the unexpected KRFT payment. I was going to be on the bubble to reach my $1500 yearly goal but now I'll far exceed it.

Charts

Purchases

Loyal3
-Normal buys
BUD
DIS
KO
UL
INTC

-Took a speculative position in FTR. I mostly took the position due to dividend yield and that i can buy it commission free and DRIP via Loyal3. Its also nearing all time lows. I don't insist on waiting for a bottom but this one was near lows so figured I'd take the purchase.

FTR

Taxable

Canadian Banks are/were on sale due to a rate cut announced in  July. So i purchased:
BNS
RY
BMO

Ford  (F) was cheap, so I added some additional shares

I also averaged down on :
IPPLF
EBGUF

Lastly,  a speculative position on CSD http://guggenheiminvestments.com/products/etf/csd  CSD is a spin off ETF and allows me some exposure to companies i wouldn't want to buy individually or too difficult (for me) to track.

Of course all the above (with the exception of F) is in the red with how the market is :-/ I'll keep looking for opportunities when sectors are on sale.

I've updated the portfolio spreadsheet Google doc.